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It's Memorial Day weekend—here's how much a cheeseburger costs in every state - CNBC

Select’s editorial team works independently to review financial products and write articles we think our readers will find useful. We may receive a commission when you click on links for products from our affiliate partners.

The 2021 grilling season is officially upon us now that Memorial Day weekend is here.

If you plan to celebrate with a classic American meal of cheeseburger and fries, latest data from deal site Simple Thrifty Living shows that barbequing a home-cooked burger is likely more affordable than eating one out at a restaurant.

For residents in Arizona, a cheeseburger at home is cheapest at $2.34, while Hawaiians pay the most, shelling out $2.95 on average. By region, the Midwest came in with the highest average burger cost at $2.65 — outpricing the West at $2.58, the Northeast at $2.54 and the South at $2.50.

To find the average cost of a cheeseburger by state, Simple Thrifty Living aggregated prices from Walmart retailers for each of the following ingredients and toppings, based on specific serving sizes:

  • 1/4 pound ground beef
  • 1 tsp ketchup
  • 1 tsp mustard
  • 1/5 of an onion
  • 1 hamburger bun
  • 1 tsp mayonnaise
  • 1/4 of a tomato
  • 1 oz pickles
  • 1/8 of a head of lettuce
  • 1 slice of cheese

Here is the average cost of one home-cooked cheeseburger in each state:

Alabama

Alaska

Arizona

Arkansas

California

Colorado

Connecticut

Delaware

Florida

Georgia

Hawaii

Idaho

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Michigan

Minnesota

Mississippi

Missouri

Montana

Nebraska

Nevada

New Hampshire

New Jersey

New Mexico

New York

North Carolina

North Dakota

Ohio

Oklahoma

Oregon

Pennsylvania

Rhode Island

South Carolina

South Dakota

Tennessee

Texas

Utah

Vermont

Virginia

Washington

West Virginia

Wisconsin

Wyoming

How you can save on your next cheeseburger

No matter what state you reside in, you can save money on your next home-cooked burger by using a credit card that rewards you for your your grocery store purchases.

The average American spends about $5,174 a year, or roughly $431 a month, on groceries, according to a sample budget based on the latest spending data available from the location intelligence firm Esri. Using an average American's annual budget and digging into each card's perks and drawbacks, we analyzed 26 popular rewards cards to find the best grocery store rewards cards based on your spending habits. (See our methodology for more information on how we choose the best cards.)

Our number-one choice is the Blue Cash Preferred® Card from American Express because it offers grocery shoppers the highest cash-back rate at U.S. supermarkets at 6% (on up to $6,000 per year in purchases, then 1%). The average American can earn $310 in cash back each year when they do their shopping at qualifying supermarkets.

Blue Cash Preferred® Card from American Express

On the American Express secure site

  • Rewards

    6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations, 3% cash back on transit including taxis/rideshare, parking, tolls, trains, buses and more and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.

  • Welcome bonus

    Earn 20% back on Amazon.com purchases on the card within the first six months of membership, up to $200 back. Plus, earn a $150 statement credit after you spend $3,000 in purchases on your new card within the first six months from account opening

  • Annual fee

    $0 introductory annual fee for one year, then $95

  • Intro APR

    0% for the first 12 months on purchases, N/A for balance transfers

  • Regular APR

    13.99% to 23.99% variable

  • Balance transfer fee

  • Foreign transaction fee

  • Credit needed

    Excellent/Good

Here are our other top picks for cards offering supermarket rewards:

Before choosing the best grocery card for your wallet, first consider how you like to shop. Whether you like to visit a supermarket in-person or prefer to shop online and have your groceries delivered will help you decide which is the better rewards card for your spending.

Our methodology

To determine which cards offer the best value for grocery shopping, Select analyzed 26 of the most popular credit cards offered by the biggest banks, financial companies and credit unions that allow anyone to join and offer bonus rewards at supermarkets. Bonus rewards means a cardholder earns 2% or 2 points per dollar in a given category. In this case, grocery stores.

We compared each card on a range of features, including cash-back rewards, welcome bonus, introductory and standard APR, balance transfer fee and foreign transaction fees, as well as factors such as required credit score and customer reviews when available. We also considered additional perks, the application process and how easy it is for the consumer to redeem points.

Select teamed up with location intelligence firm Esri. The company's data development team provided the most up-to-date and comprehensive consumer spending data based on the 2019 Consumer Expenditure Surveys from the Bureau of Labor Statistics. You can read more about their methodology here.

Esri's data team created a sample annual budget of approximately $22,126 in retail spending. The budget includes six main categories: groceries ($5,174), gas ($2,218), dining out ($3,675), travel ($2,244), utilities ($4,862) and general purchases ($3,953). General purchases include items such as housekeeping supplies, clothing, personal care products, prescription drugs and vitamins, and other vehicle expenses.

Select used this budget to estimate how much the average consumer would save over the course of a year, two years and five years, assuming they would attempt to maximize their rewards potential by earning all welcome bonuses offered and using the card for all applicable purchases. All rewards total estimations are net the annual fee.

It's important to note the value of a point or mile varies from card to card and based on how you redeem them. When we calculated the estimated returns, we assumed that cardholders are redeeming points/miles for a typical maximum value of 1 cent per point or mile. (Extreme optimizers might be able to achieve more value.)

Our final picks are weighted heavily toward the highest five-year returns, since it's generally wise to hold onto a credit card for years. This method also avoids giving an unfair advantage to cards with large welcome bonuses.

Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.

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It's Memorial Day weekend—here's how much a cheeseburger costs in every state - CNBC
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